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For the well-being of ill-starred and low-income borrowers far, we can contrariwise faith that federal and body politic governments can be prevented from extra disrupting consumer lending markets. It is not "chronic borrowing" that we should dismay, but inveterate superintendence coercion that presents the greatest peril to trade efficaciousness, concealed paraphernalia, and separate liberty.
Tom Lehman is about professor of economics at Indiana Wesleyan University (Tom.
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